PERSONAL CHECKING

Farmers and Traders Bank provides a variety of checking accounts to match your financial needs and life-style. These accounts provide you with detailed records and monthly statements to help you keep up with expenses and income. A minimum of $100.00 is required to open a checking account.

Regular Checking
Unlimited checking writing, Debit card, Free access to telephone banking system and much more. No monthly maintenance fee for accounts who maintain a balance above $500.

NOW Account
Checking with all of the features of our regular account, plus the benefit of interest paid on your balance. See your account representative for more details.

Club Checking
Our U-Save Club checking accounts offer all the benefits of regular checking with NO minimum balance to maintain and a special package of additional bank services - all for a low monthly service charge. (See our special brochure for more information.)

Golden Opportunities
Try our specially designed account for those customers age 50 and better. This account offers the convenience of our regular checking account, plus a package of services and discounts.

Direct Deposit Checking
If you receive Social Security or other government checks, we have the account for you. Your social security, government, or payroll check is deposited automatically in your account, eliminating the need to worry about mail delivery or getting to the bank in time to make a deposit.

Money Market Checking
Available to both individuals and corporations, this account pays interest, and withdrawals are limited. See your account representative for more details.

Student Checking
If you are in school enjoy checking with no monthly service fee. Plus, all the benefits of our regular checking accounts.

 

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